Insurance and Payments

Flora Medical Clinic is dedicated to providing you with the highest quality, cost effective medical care. We accept all major credit cards and offer payment installments.

Although we do accept most major insurance plans, we encourage patients to contact their health insurance company to ensure that Dr. Bharati Kolte is a contracted provider for your specific plan within your network, as plans are continually changing.  It is the patients' responsibility to know their coverage.   Thank you for understanding.

We accept many insurance plans including:

​Medicare and Medicare Advantage Plans

  • Medicare

  • Many Medicare Advantage plans* 

Commmercial Plans

  • Aetna  (other than Aetna Medicare Advantage)

  • BCBS

  • Cigna

  • Humana

  • Oscar

  • United HealthCare

Please check with your insurance to make sure that Dr. Kolte is considered in-network on your plan.  You can go to their website and do a provider search or call the number on the back of your card.   

We do not accept:
  • *Aetna Medicare Advantage (as of January 2021)

  • Ambetter

  • Medicaid 

  • Centene

  • Sendero